Identify repairer restrictions
Tariffs can differ in whether the repairer may be selected freely or particular requirements apply. The quotation and policy terms are decisive.
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Choice of specialist repairer
assessed individually.
For sports cars, exotics and hypercars, manufacturer expertise, specialist tools, diagnostic capabilities and original parts are often decisive. Rules for selecting a repairer and handling claims should therefore be clarified before cover begins.
What matters
Record the details.
Create clarity.
Plan for manufacturer expertise
Complex technology, carbon structures or limited parts may require repair by an authorised or specialist business.
Agree the claim before repairs
Before repairs begin, the extent of the damage, assessment, repairer and cost approval should be agreed with the insurer to avoid uncertainty.
Frequently asked questions
Can I always decide which repairer works on my car?
That depends on the selected tariff and agreed terms. A required free choice of repairer should be checked explicitly before the policy begins.
Are original parts automatically provided for?
The parts and repair methods reimbursed depend on the particular claim, quotation and policy terms.
May repairs begin immediately?
For larger repairs, the claim should be reported and the next steps agreed in advance. Unauthorised work can make assessment and settlement more difficult.
Personal advice
Choice of specialist repairer.
Directly with Niko Gerken.
Tell us briefly about your vehicle and required cover. Availability and actual benefits will be assessed using the individual quotation and policy terms.
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