At your side when a claim occurs
We help you report the claim, discuss the next steps and support communication. Assessment and settlement are carried out by the insurer in accordance with the policy and its terms.
Niko GerkenSpecialist agency for sports cars, hypercars, classics and exoticsRequest a consultation Specialist agency for sports cars, hypercars, classics and exotics
Sports cars & hypercars
insured personally.
For people who do not want to insure their sports car like an ordinary car.
Württembergische general agencyYour dedicated contactPersonal support when a claim occurs
What exceptional cars need
Not a standard policy.
A solution
that fits the car.
High purchase prices, powerful technology, specialist replacement parts and significant differences in value place very different demands on insurance than an ordinary everyday car.
Our specialist agency focuses entirely on advice for sports car, hypercar, luxury car, exotic and classic car insurance. We consider the vehicle and model, value, authorised drivers, claims history, annual mileage, parking location, use, required cover and excess individually.
The actual scope of cover is determined by the individual quotation and the applicable policy terms and conditions.
Full Württembergische agency profile (German) ↗Personally insured. Personally supported.
One agency.
One dedicated contact.
Including when a claim occurs.
Niko Gerken and the agency team support you from your first enquiry through ongoing service, with dedicated contacts when a claim occurs.
Many years of experience
Niko Gerken has provided personal insurance advice as a general agent since 2010. We understand what we insure and what matters for exceptional vehicles.
Cover in detail
What should be checked
for exceptional vehicles.
01
Agreed vehicle value
Which valuation basis applies, and how are value, condition and possible changes documented?
Learn more ↗02Optional equipment & carbon
Record factory options, modifications and high-value components completely and check them in the quotation.
Learn more ↗03Free choice of specialist repairer
Clarify the rules for specialist workshops, original parts and claims handling before the policy begins.
Learn more ↗From our advisory practice
Three vehicles.
Three different starting points.
These typical situations show which information is typically gathered to support a sound assessment of exceptional vehicles.
Ferrari with exceptional specification
For a highly specified Ferrari, document the vehicle value, factory options, carbon components, modifications and intended use. These records support an individual assessment.
Porsche GT with seasonal use
For a Porsche GT, clarify the season, annual mileage, authorised drivers and storage location. Describe any planned circuit use separately before requesting a quotation.
Collection of several vehicles
For a collection, record values, locations, use, security and authorised drivers in a shared overview. The complete picture supports personal advice and individual underwriting.
The examples describe typical situations, not actual customer cases, and are provided solely for general guidance. They do not indicate insurability and are not a promise of benefits or cover. The individual risk assessment, specific quotation and agreed policy terms always apply.
Specialist cover rather than off-the-shelf insurance
For classics, exotics
and exceptional use.
Classic cars, youngtimers, sports cars and collector vehicles are used differently from ordinary cars. The vehicle, value and use are therefore assessed individually.
Classic & collector cars
From a regularly driven classic to a pure collection or museum vehicle: actual use forms the basis of the consultation.
Sports cars & exotics
High values, specialist parts and complex repairs require robust cover that fits the particular vehicle.
Comprehensive or partial cover?
We explain clearly which risks the selected components cover and which level suits the vehicle, use and required protection.
Possible policy features
Cover built around your needs.
- Valuation report depending on vehicle value
- Provision for possible value appreciation
- Rules concerning gross negligence
- Pro-rata billing depending on the tariff
Availability, requirements and scope are assessed individually using the current tariff and policy terms.
Keep road and circuit use clearly separate.
Cars with a motorsport connection require an exact classification of their use. Track days, regularity runs and circuit use are not automatically part of road insurance and must be assessed separately.
Selected marques
For icons
on four wheels.
From supercars to luxurious grand tourers: the vehicle, its use and your personal expectations take centre stage.
Why Niko Gerken?
Specialist knowledge.
Personal responsibility.
General agent since 2010
Long-standing insurance experience combined with a clear focus on exceptional vehicles.
Focused specialist website
Dedicated to sports cars, hypercars, exotics, classics and vehicle collections.
Advice throughout Germany
Digital and by telephone throughout Germany, in person in Hamburg and Lauenbrück.
Transparent provider details and the complete agency team are available on the official Württembergische agency profile ↗ Legal information is available in the Imprint.
Your personal adviser
Niko Gerken
General Agent · Specialist agency for sports cars, hypercars, classics and exotics
General agency ofWürttembergische Versicherung“Good insurance does not begin with a tariff. It begins with understanding the vehicle and its owner.”
Fully specialisedThroughout GermanyDigital & in person
The team behind the scenes
Personal advice.
A strong back office.
Niko Gerken is supported by an eight-person agency team. Four sales assistants provide dependable availability, organisation and support. The team also includes specialists for commercial insurance, pensions and wealth, as well as health and long-term care insurance.
Team members
An experienced agency team supports advice, organisation and service.
Sales assistants
The back office coordinates processes, responses and enquiries reliably.
Specialisation
This specialist site is fully dedicated to sports cars, hypercars, exotics, luxury cars and classics.
In person in Hamburg
Ballindamm 39.
In the heart of the city.
Hamburg officeBallindamm 39
20095 Hamburg
20095 Hamburg
Personal advice on sports car, hypercar and exotic car insurance by appointment – centrally located at Ballindamm.
400+Owners Club
Another Niko Gerken project
Performance connects.
Community endures.
The 400+ Owners Club is a community of automotive enthusiasts with production cars of at least 400 hp as well as selected classics, show cars and special vehicles. Club life includes sports car tours, track days, car meets, quarter-mile and night-race events, charity events and photo shoots.
Membership is free of charge. Meetings and drives take place after prior registration, confirmation or invitation.
PCRRoland zu Bremen
Membership and personal involvement
Porsche connects.
Commitment makes a difference.
Niko Gerken and the general agency are also members of Porsche Club Roland zu Bremen and are personally involved in club life. Dialogue with Porsche enthusiasts, shared events and a genuine passion for exceptional cars connect our specialist expertise with close ties to the community.
This membership and involvement reflect our commitment to understanding the cars, how they are used and the people behind them through first-hand experience.
Client reviews
★★★★★
5.0/5from 108 reviews on the official Württembergische agency profile
Trust grows through
personal experience.
Read the currently published client reviews or open the Google profile for your preferred location.
Review status according to the official agency profile: 5.0/5 from 108 reviews. Google reviews are displayed directly by Google.
Frequently asked questions about sports car insurance
Personally explained.
Clearly answered.
What is particularly important when insuring a sports car?
Key factors include vehicle value, optional equipment, annual mileage, authorised drivers, parking location and actual use. The appropriate cover is therefore assessed individually on the basis of the quotation and policy terms.
Can I insure a Ferrari or Lamborghini anywhere in Germany?
Yes. Niko Gerken advises owners of high-value sports cars and exotics throughout Germany – digitally, by telephone and in person in Hamburg and Lauenbrück.
Are solutions available for several sports cars or a vehicle collection?
Multi-vehicle and collection solutions can be assessed individually. Values, locations, use and authorised drivers are considered together.
Are optional equipment and carbon parts automatically included?
This should not be assumed. Optional equipment, modifications and carbon components should be declared in full and reflected in the individual quotation.
Does normal sports car insurance cover a track day?
Track days and circuit use are not automatically part of road insurance. The intended use must be classified clearly and assessed separately.
Let us talk about your car
An exceptional vehicle.
Exceptionally well advised.
Click WhatsApp or email to open a prepared enquiry. Complete the details before sending it, and Niko Gerken and the back-office team will contact you personally.
Enquire via WhatsAppEnquire by emailniko.gerken@wuerttembergische.deHamburg · Ballindamm 39+49 40 99 999 3288Lauenbrück+49 4267 94141
Information about the processing of your data when contacting us by email or WhatsApp is available in our Privacy Notice.
Hamburg: appointments at Ballindamm 39 by arrangement · Lauenbrück: Mon–Fri 08:30–12:30, Mon & Thu 14:00–17:00