Value & specification
Vehicle value, optional equipment and possible changes are recorded during the consultation.
Niko GerkenSpecialist agency for sports cars, hypercars, classics and exotics← All vehiclesRequest a quoteSpecialist insurance for exceptional vehicles
Luxury Car
insurance.
High-value luxury cars need cover that reflects their value, specification and use profile. Standard solutions can fall short for exceptional vehicles.
High-value saloons · grand tourers · SUVs · limited editions
What matters
Your vehicle is individual.
So is the advice.
Use & drivers
Annual mileage, authorised drivers, parking location and actual use influence the solution.
Repairs & claims
For exotic cars, qualified repairers, specialist parts and personal claims support are particularly relevant.
Specific preparation
What matters
specifically for Luxury Car.
Record the complete specification
Bespoke programmes, individual options, high-value interiors, special paint and later additions can materially affect vehicle value and should be supported by records.
Describe use and drivers precisely
Private or business journeys, chauffeur use, regular travel abroad, annual mileage and every authorised driver belong in a complete enquiry.
Review garaging and repair routes
Regular locations, security, workshop preferences, original parts and marque-specific repair options should be clarified before cover is agreed.
Frequently asked questions
How much does Luxury Car insurance cost?
The premium depends on the model, value, authorised drivers, claims history, annual mileage, parking location and required cover. You therefore receive an individual quotation.
Is advice available throughout Germany?
Yes. Advice is available by telephone and digitally throughout Germany, as well as in person in Hamburg and Lauenbrück.
Is circuit use automatically included?
No. Road insurance and track-day or circuit use must be kept clearly separate and assessed individually.
Personal advice
Insure your Luxury Car.
Directly with Niko Gerken.
Tell us briefly about your vehicle. The actual scope of cover will be assessed on the basis of the individual quotation and policy terms.
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