Value & specification
Vehicle value, optional equipment and possible changes are recorded during the consultation.
Niko GerkenSpecialist agency for sports cars, hypercars, classics and exotics← All vehiclesRequest a quoteSpecialist insurance for exceptional vehicles
Classic cars are used differently from everyday vehicles. Value, condition, annual mileage and type of use are therefore considered individually.
What matters
Vehicle value, optional equipment and possible changes are recorded during the consultation.
Annual mileage, authorised drivers, parking location and actual use influence the solution.
For exotic cars, qualified repairers, specialist parts and personal claims support are particularly relevant.
Specific preparation
Valuations, restoration invoices, photographs and provenance help establish a classic car's condition and current value.
Seasonal registration, journeys to meetings, occasional foreign trips and actual garaging should match the stated use profile.
After restoration, modifications or substantial value changes, records and the insured value should be reviewed against the agreed valuation basis.
Frequently asked questions
The premium depends on the model, value, authorised drivers, claims history, annual mileage, parking location and required cover. You therefore receive an individual quotation.
Yes. Advice is available by telephone and digitally throughout Germany, as well as in person in Hamburg and Lauenbrück.
No. Road insurance and track-day or circuit use must be kept clearly separate and assessed individually.
Personal advice
Tell us briefly about your vehicle. The actual scope of cover will be assessed on the basis of the individual quotation and policy terms.
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